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Insurance Law

Our firm provides counsel and advice to insurers on all aspects of insurance law.  We provide analysis and advise regarding the interpretation and effect of first and third party liability and casualty insurance policies, property policies, auto, transportation, mass tort, mold, catastrophe, inland marine, cargo and other insurance lines. Our partners have been involved in the drafting and annotating of insurance policies and have successfully prosecuted and defended insurance bad faith and other extra-contractual liability claims.

When we represent insurers, our efforts are directed to insure the insurer complies with the terms of the policy and California law to “lay the groundwork” to successfully defend against claims of bad faith or other unreasonable insurer conduct.

We are approved panel counsel for representing policyholders on tendered casualty and property claims.  In these instances, we diligently defend the claims against the insureds at all stages through trial.  Our attorneys have prevailed on behalf of clients in courtrooms throughout California.  While defending the insured, we remain cognizant of the economic impact of the defense costs on the insurer.  We have a policy requiring our attorneys to regularly communicate with claims adjusters overseeing each claim to insure all up to date information is in the hands of adjusters reviewing the status of claims files.

We also represent insurers in evaluating the potential for recovery on paid claims from other insurers or third parties responsible for paid losses, including insurance subrogation, contribution, and indemnity claims.  Recovery on previously paid claims by insurers is often “found money” to the balance sheets of insurance companies.   We have used alternative billing arrangements for subrogation departments that do not want to prosecute such claims on a standard hourly fee basis.